You May Have to Dig a Little to Identify Fees in your 401k. It’s a One-Time Chore so Get Out Your Shovel! Hi Friendos, I’ve written about minimizing investment costs in some prior newsletters. In a 2023 newsletter, I explained that a “low cost” fund is defined by having a low expense ratio. To me, […]
Hi Friendos, Last week I wrote about mutual fund fees and the importance of keeping costs low in your investing. This week I’ll do the same but for home mortgages. My message is: Shop your mortgage! Shop your mortgage! Shop your mortgage! This matters because the dollar impact can be so huge. Think about the […]
Hi Friendos, Today I want to talk about investment fees because you will be wealthier if you stop financial firms from skimming your cream. I think this is so important that your written financial plan should include a statement like the following: “Stephanie will strive to minimize the effects of expenses on her investment returns.” […]
Frequently Taxed Questions 