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The Boring Newsletter, 6/21/2026

You May Have to Dig a Little to Identify Fees in your 401k. It’s a One-Time Chore so Get Out Your Shovel! Hi Friendos, I’ve written about minimizing investment costs in some prior newsletters. In a 2023 newsletter, I explained that a “low cost” fund is defined by having a low expense ratio. To me, […]

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The Boring Newsletter, 3/2/2025

Hi Friendos, Today I want to talk about investment fees because you will be wealthier if you stop financial firms from skimming your cream. I think this is so important that your written financial plan should include a statement like the following: “Stephanie will strive to minimize the effects of expenses on her investment returns.” […]