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The Boring Newsletter, 2/16/2025

Hi Friendos, Last week I suggested that everyone should have a written financial plan. In this and future newsletters, I’ll discuss selected elements I think your plan should consider. Today’s topic is taxes and your asset allocation. Let’s say you’ve decided that you want an asset allocation of 60% stocks and 40% bonds/cash. Consistent with […]

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The Boring Newsletter, 11/11/2023 🍂

Hi Friendos, Last week I claimed that “nobody advertises boring” when it comes to personal finance. This week I want to talk about something that is advertised: overly complicated investment portfolios. I’m going to pick on Wealthfront because it has such a pretty website, but it’s just one example among many. First, Wealthfront wants you […]