What Could be Cozier than a Clipboard and a Checklist? Hi Friendos, Here in the Northeast, I think we’ve entered cozy season. To me, there’s nothing cozier than a clipboard, a checklist, and the warm security of finishing items on the list. I am all about organizing one’s personal finances to be boring, because to […]
Tag: asset allocation
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The Boring Newsletter, 7/18/2026
One Approach to Selecting 401k Investments if There’s No Target Date Fund on Offer Hi Friendos, Deadly heat, poisoned air, flash floods…but here I am, with another installment of 401k summer school. I know it probably wasn’t top of mind. But…if you are not yet of retirement age, wait. Odds are you’ll get there and […]
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The Boring Newsletter, 4/6/2025
Hi Friendos, I don’t know if you heard, but the stock market took a tumble last week! Today I’ll share three ideas for productive things you could do as a result. We all want to “do something” when things feel crazy, so the key is to keep it productive and not be our own worst […]
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The Boring Newsletter, 2/16/2025
Hi Friendos, Last week I suggested that everyone should have a written financial plan. In this and future newsletters, I’ll discuss selected elements I think your plan should consider. Today’s topic is taxes and your asset allocation. Let’s say you’ve decided that you want an asset allocation of 60% stocks and 40% bonds/cash. Consistent with […]
