401(k) Summer School: It Helps to Be a Little Weird Sometimes Hi Friendos, Today’s third installment of 401k summer school is all about how being weird can be to your financial advantage. Being “weird” is often pretty helpful in personal finance, like doing a no-spend challenge as a New Year’s resolution, taking home all the […]
Does 1% matter?
Hi Friendos, Today is another installment of Everything Emergency Funds with a focus on whether it’s a good idea to use a Roth IRA as your emergency fund. Many otherwise high–quality sources tout the possibility of using a Roth IRA as a source for need-quick-cash, but I think this is a bad plan. If you […]
Hi Friendos, Today’s topic is the all-important emergency fund. If you have your emergency fund totally dialed in, this one is not for you, but if not, read on! What is it? A chunk of money that is set aside in case of “emergency.” Emergency is an unanticipated expense that you must pay for but […]
Hello Friendos, This week I am thinking about debt. Partly because I’ve been reading David Graeber’s book Debt: The First 5,000 Years (excellent!) and also because of a recent conversation about how to get out of debt. Here is my recipe: Step 1. Decide you want to get out of debt. This mindset is key […]
Frequently Taxed Questions 