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The Boring Newsletter, 4/27/2025
Hi Friendos, Today is another installment of Everything Emergency Funds with a focus on whether it’s a good idea to use a Roth IRA as your emergency fund. Many otherwise high–quality sources tout the possibility of using a Roth IRA as a source for need-quick-cash, but I think this is a bad plan. If you […]
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The Boring Newsletter, 12/22/2024
Hi Friendos, Today’s topic is the all-important emergency fund. If you have your emergency fund totally dialed in, this one is not for you, but if not, read on! What is it? A chunk of money that is set aside in case of “emergency.” Emergency is an unanticipated expense that you must pay for but […]
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The Boring Newsletter, 4/1/2023
Hello Friendos, This week I am thinking about debt. Partly because I’ve been reading David Graeber’s book Debt: The First 5,000 Years (excellent!) and also because of a recent conversation about how to get out of debt. Here is my recipe: Step 1. Decide you want to get out of debt. This mindset is key […]
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