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The Boring Newsletter, 5/18/2024

Hi Friendos, I recently listened to an interview with a financial journalist who says that people don’t need a budget and that budgeting doesn’t work. She published a book called “You Don’t Need a Budget” which I won’t link to because…come on. She says budget culture is toxic, just like diet culture. She says “Money […]

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The Boring Newsletter, 10/6/2024 🎃🫣

Hi Friendos, This is the first weekend of Shocktober and my neighborhood is coming out hard with the Halloween decor! With that in mind, I’m here to talk about three supposedly scary money things and what people should actually be scared of instead. One: People don’t invest because they’re afraid of losing money in the […]

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The Boring Newsletter, 6/4/2023

Hi Friendos, If you have student loans you have probably read that the recent debt ceiling deal included a restart to student loan payments around September 1st. Student loans are a complicated area and I am not an expert in this but can share a couple thoughts: (1) If you are someone who will need […]

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The Boring Newsletter, 4/1/2023

Hello Friendos, This week I am thinking about debt. Partly because I’ve been reading David Graeber’s book Debt: The First 5,000 Years (excellent!) and also because of a recent conversation about how to get out of debt.  Here is my recipe: Step 1. Decide you want to get out of debt. This mindset is key […]