Categories
Uncategorized

The Boring Newsletter, 6/7/2025

Hi Friendos, Today’s topic is the backdoor Roth IRA. Before diving in, I have a couple of reminders: Ok, now on to the “backdoor Roth.” Last week I discussed IRA contributions, and how they come in traditional and Roth flavors. But, I said, “Roth IRA contributions have their own income limitation, but that only prevents […]

Categories
Uncategorized

The Boring Newsletter, 5/31/2025

Hi Friendos, Today’s newsletter is all about IRA contributions. Back when I was in business school (20 years ago!) I gave a presentation to the Women in Business club called “Who is Roth and What is He Doing with My IRA?” I looked it over recently and was surprised at how few updates it would […]

Categories
Uncategorized

The Boring Newsletter, 4/27/2025

Hi Friendos, Today is another installment of Everything Emergency Funds with a focus on whether it’s a good idea to use a Roth IRA as your emergency fund. Many otherwise high–quality sources tout the possibility of using a Roth IRA as a source for need-quick-cash, but I think this is a bad plan. If you […]