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The Boring Newsletter, 3/16/2025

Hi Friendos, Today I am discussing tax gain harvesting, the less-famous buddy of tax loss harvesting that some people do with their investments. This technique only applies to regular brokerage accounts, not retirement accounts like a 401K or an IRA. To understand and implement this technique, you must fully absorb how taxes on capital gains […]

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The Boring Newsletter, 11/26/2023๐Ÿ‘ฉโ€๐ŸŒพ

Hi Friendos, Today I am pleased to bring to you a tax-avoidance technique that is only available to low and moderate earners โ€“ high income people, you are excused! This technique is called capital gains harvesting and takes advantage of the 0% capital gains tax bracket. There is never a bad time to do this, […]