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The Boring Newsletter, 12/20/2025

If You Will Itemize This Year But Not Next Year, Accelerate Deduction Items Like Property Tax Payments Hi Friendos, I know I said I wasn’t going to send out any more newsletters this year…but I had to do this one! Today I have for you a possible tax maneuver for homeowners that illustrates a technique […]

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The Boring Newsletter, 3/30/2025

Hi Friendos, A couple weeks ago I wrote about the potentially huge payoff of shopping a mortgage. Today is about the potentially huge payoff of prepaying a mortgage. I’ll discuss some of the “math” aspects of this but my view is that the non-math considerations are far more important. I hear a lot of people […]