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The Boring Newsletter, 5/26/2024

Hi Friendos, I hope you are enjoying a wonderful holiday weekend. Last week I wrote about an article co-authored by Alicia Munnell, “The Case for Using Subsidies for Retirement Plans to Fix Social Security.” Part of what the authors do is consider changes to the current rules around tax-advantaged retirement accounts, such as 401ks, and […]

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The Boring Newsletter, 11/26/2023👩‍🌾

Hi Friendos, Today I am pleased to bring to you a tax-avoidance technique that is only available to low and moderate earners – high income people, you are excused! This technique is called capital gains harvesting and takes advantage of the 0% capital gains tax bracket. There is never a bad time to do this, […]